Why the IRS Says You Owe More Than You Expected: A Tri-State Explanation

Pennsylvania, New Jersey, and Maryland taxpayers are seeing a rise in letters showing unexpected balances. These notices usually come from IRS data checks and automatic corrections.
1. Cross-State Income Issues
Commuters who work across state lines often trigger mismatched withholding or inaccurate credits.
2. Withholding That Doesn’t Match Your Return
If your employer’s filings differ from what you submitted, the IRS assumes their information is correct.
3. IRS Corrections
The IRS recalculates returns automatically when it believes:
- Credits were miscalculated
- Dependents were claimed incorrectly
- Marketplace insurance information was wrong
4. Missing or Late Returns
If the IRS thinks you didn’t file, they create a return for you — often producing a much larger bill.
McCauley Can Help
McCauley Law Offices responds to IRS notices, corrects balances, removes penalties, and protects clients from collection actions across all three states.

About the Author
Gregory McCauley, Esq.
Founder · DE · Admitted in Pennsylvania, New Jersey, New York
For more than three decades, Gregory McCauley has been a trusted advocate for clients facing civil and criminal tax challenges. As the founder of McCauley Law Offices in Chadds Ford, Pennsylvania, Gregory has built a national practice that represents individuals, families, professionals, and closely...

