Waking up to find your bank account frozen is a jarring experience. If this has happened to you, the IRS has likely issued a bank levy in an attempt to collect back taxes.
At McCauley Law Offices, we help taxpayers stop bank levies quickly and address the root tax problems that led to them. Time is of the essence—and you still have rights.
What Is a Bank Levy?
A bank levy is when the IRS seizes funds from your bank account to cover unpaid tax debt. This is one of the most aggressive tools in the IRS’s enforcement arsenal—and it can wipe out your balance in a single transaction.
How the Levy Process Works
Before the IRS can levy your bank account, they must:
- Assess your tax debt
- Send you a Notice and Demand for Payment
- Issue a Final Notice of Intent to Levy (typically by certified mail)
- Wait 30 days before initiating the levy
Once the IRS issues the levy:
- Your bank freezes the funds for 21 days
- If no action is taken during this window, the money is sent to the IRS
- Automatic payments and checks may bounce during this time
Why You Were Targeted
- Back taxes owed
- Unfiled or late tax returns
- Prior IRS letters were ignored
- No agreement was reached with the IRS
What to Do If Your Account Was Levied
Don’t wait—act immediately. Attorney Gregory McCauley and his team can:
- Contact the IRS to request a release of levy
- File any missing returns
- Negotiate installment agreements or settlements
- Demonstrate financial hardship if applicable
Let Us Help You Take Back Control
A bank levy doesn’t have to ruin your finances. With experienced legal representation, you can challenge the levy, protect your money, and resolve your tax issues at the source.
📞 Contact McCauley Law Offices today to speak with our legal team and start your path to relief.
